ISO endorsement directory and compliance guide

Additional Insured, Owners, Lessees or Contractors, Scheduled Person or Organization

CG 20 10 is the ISO endorsement that adds a scheduled owner, lessee or contractor as an additional insured on a subcontractor's or vendor's commercial general liability policy, but only for the subcontractor's ongoing operations at the scheduled location.

Additional Insured, Owners, Lessees or Contractors, Completed Operations

CG 20 37 adds a scheduled owner, lessee or contractor as an additional insured for completed operations: bodily injury or property damage caused, in whole or in part, by the subcontractor's finished work at the designated location.

Additional Insured, Owners, Lessees or Contractors (Form B), 1985 Edition

CG 20 10 11 85 is the November 1985 edition of the owners, lessees or contractors additional insured endorsement, known as Form B.

Waiver of Transfer of Rights of Recovery Against Others to Us

CG 24 04 is the ISO waiver of subrogation endorsement for commercial general liability.

Primary and Noncontributory, Other Insurance Condition

CG 20 01 is ISO's primary and noncontributory endorsement, introduced with the 04 13 editions.

Designated Construction Project(s) General Aggregate Limit

CG 25 03 gives a contractor's general liability policy a separate general aggregate limit for each designated construction project.

Contractual Liability Limitation

CG 21 39 is a red flag on any subcontractor or vendor policy.

Exclusion, Damage to Work Performed by Subcontractors on Your Behalf

CG 22 94 removes the subcontractor exception from the CGL policy's "damage to your work" exclusion.

Waiver of Our Right to Recover From Others

WC 00 03 13 is the NCCI endorsement in which a workers compensation carrier agrees not to enforce its right to recover the benefits it paid from the persons or organizations named in its schedule.

Designated Insured for Covered Autos Liability Coverage

CA 20 48 makes a scheduled person or organization an "insured" for Covered Autos Liability Coverage on a subcontractor's or vendor's business auto policy.

Additional Insured, Designated Person or Organization

CG 20 26 is ISO's general-purpose scheduled additional insured endorsement.

Additional Insured, Owners, Lessees or Contractors, Automatic Status When Required in Construction Agreement With You

CG 20 33 is ISO's original blanket additional insured endorsement for construction.

Additional Insured, Owners, Lessees or Contractors, Automatic Status for Other Parties When Required in Written Construction Agreement

CG 20 38 is the blanket additional insured endorsement ISO built to fix the privity problem in CG 20 33.

Contractual Liability, Railroads

CG 24 17 restores contractual liability coverage that the standard CGL removes for railroad work.

Common Policy Conditions

IL 00 17 is the Common Policy Conditions form found in nearly every ISO commercial package policy, including the CGL coverage part.

Commercial General Liability Coverage Form (Occurrence)

CG 00 01 is the ISO commercial general liability coverage form, occurrence version, and the base that every CG endorsement in this library modifies.

Limitation of Coverage to Designated Premises, Project or Operation

CG 21 44 limits a CGL policy to the premises, project or operation shown in its schedule.

Exclusion, Contractors, Professional Liability

CG 22 79 excludes injury and damage arising out of professional services rendered by or for the named insured when it provides engineering, architectural or surveying services to others, or provides or hires independent professionals to provide those services in connection with its construction work.

Additional Insured, Engineers, Architects or Surveyors Not Engaged by the Named Insured

CG 20 32 adds architects, engineers or surveyors that the named insured did not hire, typically the owner's architect and its consultants, as additional insureds on a contractor's CGL.

Amendment of Insured Contract Definition

CG 24 26 rewrites paragraph f of the CGL's "insured contract" definition so that a contractual assumption of another party's tort liability is covered only when the bodily injury or property damage is caused, in whole or in part, by the named insured or those acting on its behalf, and only to the extent the assumption is permitted by law.