Partner program

Give your clients endorsement-level COI compliance, under your own name.

Name: 2026 Subcontractor COI Compliance & Risk Transfer Benchmark
Creator: Pikorua Security
License: https://creativecommons.org/licenses/by/4.0/

Insurance brokerages offer Pikorua Security to construction, real estate and staffing clients as a managed service. Software companies connect their products to our compliance data. Advisors refer the teams they work with.

Apply to partner Talk to partnerships

Harborline Risk PartnersCompliance portal

White-label

General contractor

Granite Peak Builders

142 active vendors

Compliant: 118 (83%)
Expiring 30d: 9
Deficient: 15

Ridgeline Roofing Inc.
CG 20 37 not attached · 3 days
Deficient
Summit Steel Erectors
WC 00 03 13 missing · 1 day
Deficient
Keystone Mechanical LLC
GL expires 11/02/2026 · 17 days
Expiring
Brightline Electric Co.
CG 20 10 04 13 + CG 20 37 04 13 · Today
Verified

Notices to vendors and their brokers go out under Harborline's name and domain.

Three tracks

Pick the way you want to work with us

Partner tracks compared
Attribute	Broker / Managed Partner	Technology partner	Referral partner
Who it is for	Commercial brokerages with construction, real estate or staffing practices	Construction, property, ERP, staffing and access-control software companies	Risk consultants, construction CPA firms and ERP implementers
What you get	Multi-client console, white-label portal on your domain, partner pricing per client seat	API and webhook access, a sandbox tenant, joint documentation and a page in our integrations directory	Revenue share on each referred customer's first-year subscription, paid quarterly
What we ask	A named program lead and your first three clients onboarded within 90 days	A maintained connector and a shared support runbook	Warm introductions to teams that manage vendor insurance
Support	Partner success manager and Risk Engineering office hours	Shared channel with an integrations engineer	Partner manager and co-branded materials

Broker / Managed Partner

A compliance service your clients will notice at renewal

Your construction and real estate clients collect hundreds of subcontractor and vendor certificates a year. Most of them are never checked past the front page. The managed partner program lets your team offer verification, chasing and enforcement as part of your service.

Multi-client tenant seats

Each client gets its own tenant, rules and users. Your account managers see every client's compliance posture from one console.

White-label portal and notices

Run the client portal and deficiency notices on your subdomain with your logo, colors and sender name.

Rules built from real contracts

Load each client's subcontract or lease insurance exhibit once. Pikorua Security checks every certificate and endorsement against it.

Proof for the renewal meeting

Export each client's verified endorsement history and tender defense packets for their underwriters and leadership.

How it works with your desk

1Your client's subcontractor uploads a certificate, or its broker emails one to the client's Pikorua Security inbox.
2Pikorua Security reads the ACORD 25 and every endorsement page, then checks form numbers, editions and limits against the client's rules in about 15 seconds.
3If something is missing, the subcontractor and its retail broker get a notice under your brand naming the exact form, with a zero-login upload link.
4Your account manager sees deficiencies, broker response times and expiring policies for every client in one place.

Pikorua Security does not sell, bind or place insurance and never offers coverage to your clients' vendors. Notices only ask the vendor's existing broker for documents that meet the contract.

brokers@pikoruasecurity.com

Technology partners

Pikorua Security connects with the systems that hold payments and open gates

Each connector moves compliance status into the system where the decision happens: a payment application, an AP invoice, a placement or a badge reader.

Construction management

Property management & accounting

Staffing

Bullhorn
Connects with Bullhorn: Checks client-required COIs and workers' comp status before a placement starts.

Jobsite access

Brivo
Connects with Brivo: Suspends badge access for a non-compliant subcontractor's crew until its certificate clears.

Product names and logos belong to their owners and are shown to identify the systems Pikorua Security exchanges data with. See all integrations

Build a connector

Every status change, as a signed webhook

Technology partners subscribe to compliance events and act on them in their own product. Every deficiency carries the form, the rule and the page and line it was found on.

Events for status changes, new deficiencies, verified documents and expirations
HMAC-SHA256 signatures, timestamped to block replays
Idempotent delivery with retries and a replay console

POST /hooks/pikorua-security

{
  "event": "vendor.compliance_status.changed",
  "occurred_at": "2026-10-14T15:42:08Z",
  "tenant_id": "tnt_8KQ2R7",
  "vendor": {
    "id": "ven_41F9C2",
    "name": "Ridgeline Roofing Inc.",
    "external_ids": { "procore_company_id": "562949953421312" }
  },
  "previous_status": "compliant",
  "status": "deficient",
  "deficiencies": [
    {
      "code": "AI_COMPLETED_OPS_MISSING",
      "form": "CG 20 37",
      "detail": "Completed operations additional insured endorsement not attached",
      "source": { "document_id": "doc_7Q3M9A", "page": 4, "line": 12 }
    }
  ],
  "holds": { "payments": true, "site_access": true }
}

Referral partners

You know who is still tracking COIs in a spreadsheet

Risk consultants, construction CPA firms and ERP implementers see the problem first. Introduce a client, and we handle the evaluation, the Free 5-COI Risk Audit and onboarding, and keep you informed.

01
Apply
Tell us about your clients or product. We reply within 2 business days.
02
Fit call
30 minutes with Partnerships to agree on the track, terms and a first use case.
03
Enablement
A sandbox tenant, endorsement review training from Risk Engineering and a shared launch plan.
04
Launch
Onboard your first clients or ship the connector, with a partner manager on every early account.

Apply

Start the conversation

Tell us which track fits and a little about your clients or product. Partnerships replies within 2 business days.

Brokers: brokers@pikoruasecurity.com
Technology and referral partners: partners@pikoruasecurity.com

Questions

Partner FAQ

Does Pikorua Security compete with my agency's certificate desk?

No. Your certificate desk issues certificates for your own insureds. Pikorua Security verifies the certificates your clients receive from their subcontractors and vendors, and chases those vendors' brokers for corrections. Many partners use Pikorua Security to give construction and real estate clients a service their desk could never staff.

Is Pikorua Security an insurance agency? Will it contact my clients' vendors about coverage?

Pikorua Security is software. It does not sell, bind, place or underwrite insurance and does not give coverage advice. Deficiency notices ask the vendor's own retail broker for corrected documents that meet the contract requirement. Coverage advice stays with the licensed professionals.

How does white-labeling work?

Broker partners can run the client portal and outgoing notices on their own subdomain with their logo, colors and sender name. Each client is a separate tenant with its own users, rules and data, and you see all of them from one console.

Do technology partners get a certification or badge?

We do not run a certification program. We publish connector documentation, share a sandbox tenant, and describe exactly what each integration syncs so customers can judge it on what it does.

How are referral partners paid?

Referral partners receive a revenue share on each referred customer's first-year subscription, paid quarterly once the customer has paid. Terms are set out in a short referral agreement signed before your first introduction.